Financial Literacy Mission
The Financial Literacy Group LLC, is on a mission to help America close it's wealth gap. We will provide solutions that even the financial playing field for everyone. We will also teach adults who live on Main Street, how to manage their finances like people who work on Wall Street, one individual, one family or one small business owner at a time. By 2024 we will educate 20,000 middle class people every year and we will increase the number of people we help by 10% each year after.
Economic Inclusion
We believe that Economic Inclusion begins with financial literacy and we will provide a financial education to as many people as we can. We strive to bring financial literacy to Americas' diverse underserved middle class, we will teach people from all generations, how money works, how to eliminate debt, cancel interest, improve credit, build equity and we will optimize their ability to accumulate wealth. We understand the financial educational needs of all generations, Generation Z, Generation X, Millennials and Baby Boomers.
President’s Advisory Council
The President’s Advisory Council on Financial Literacy recently stated, “Financial illiteracy is not an issue unique to any one population. It affects everyone: men and women, young and old, across all racial and socioeconomic lines. No longer can we stand by and ignore this problem. The economic future of the United States depends on it.”
What Is Financial Literacy
Financial Literacy is not just a budget. In fact, it is also a solid financial understanding of the time value of money. It is having skills like long-term vision, the ability to plan for the future, and the discipline to use those skills every day. Being financially literate means understanding where you are today, and having the knowledge needed to develop a road map to get you and your family to the prosperous financial future, you want.
Financial illiteracy - The Wealth Gap
Financial illiteracy is the #1 Economic Crisis in the World, which impacts more than 5 billion people across the planet.
The wealth gap in the United States is threatening Americans’ aspirations for social advancement and equal opportunity. Minorities, women and the least educated have some of the lowest financial literacy rates in the nation, a major concern for businesses that see attracting a more diverse workforce as a business imperative.
It’s time to close the gap between those who know how money works and those who don’t. It’s time to break the cycle of endless debt, foolish spending, and financial cluelessness, so anyone who wants to take control of their financial future has the knowledge to make it happen.
Financial literacy equips us with the knowledge and skills to be able to make sound financial decisions that will help us manage money more effectively. It includes the understanding of how money works, how money is made, spent, and saved as well as how to manage debt. People with appropriate financial literacy generally are better at making financial decisions and how to manage money.
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