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Amortization Calculator

Amortization Calculator

The amortization calculator is just below. However, our Debt2Wealth Solution mathematically destroys an amortization schedule.  Debt2Wealth is a financial GPS that directs the user to pay off their 30 year mortgage in 5-7 years, without making extra mortgage payments. Every day we show people how to 30 Year Mortgage Payoff in as little as 5-7 Years.

Using our solution you will pay off your mortgage in less than a ⅓ of the time and save 80% on interest?  So each time you use our anti amortization calculator, remember you don't have to be a slave to the bank's 30 year plan.

If you are interested in becoming debt free, increasing equity and leverage it, or using equity to accumulate wealth. click on one of the links below and Get the Training and Case Study.

Mortgage Amortization Calculator

What is a Anti Amortization Calculator?

There are two general definitions of amortization. The first is the systematic repayment of a loan over time. The second is used in the context of business accounting and is the act of spreading the cost of an expensive and long-lived item over many periods. The two are explained in more detail in the sections below.

Our Debt2Wealth anti amortization calculator uses an algorithm based on the methodology implemented by banks to maximize interest gain.  The app is programmed to change an amortization table from being in the bank’s favor to being in yours.

Anti Amortization Calculator - Loans & Revolving Debt

When a borrower takes out a mortgage, car loan, or personal loan, (Closed End Loans) they usually make monthly payments to the lender; these are some of the most common uses of amortization. A part of the payment covers the interest due on the loan, and the remainder of the payment goes toward reducing the principal amount owed. Interest is computed on the current amount owed and thus will become progressively smaller as the principal decreases. It is possible to see this in action on the amortization table.

Opened end loans credit cards, on the other hand, are generally not amortized. They are an example of revolving debt, where the outstanding balance can be carried month-to-month, and the amount repaid each month can be varied. Examples of other loans that aren't amortized include interest-only loans and balloon loans. The former includes an interest-only period of payment and the latter has a large principal payment at loan maturity.

The Debt2Wealth Anti Amortization Calculator works on all kinds of debt; credit cards, residential and commercial mortgages, auto, equity, personal, student, equipment and business loans. The solution prioritizes your debt and pays the most costly loans first and continues this method until all the user’s debt is completely paid off.

Amortization Calculator

Anti Amortization Schedule

An amortization schedule (sometimes called amortization table) is a table detailing each periodic payment on an amortizing loan. Each calculation done by the calculator will also come with an annual and monthly amortization schedule above. Each repayment for an amortized loan will contain both an interest payment and payment towards the principal balance, which varies for each pay period. An amortization schedule helps indicate the specific amount that will be paid towards each, along with the interest and principal paid to date, and the remaining principal balance after each pay period.

Basic amortization schedules do not account for extra payments, but this doesn't mean that borrowers can't pay extra towards their loans. Also, amortization schedules generally do not consider fees. Generally, amortization schedules only work for fixed rate loans and not adjustable rate mortgages, variable rate loans, or lines of credit.

Consumers who use this smart debt elimination tool will save up to 70% of the interest on the amortization calculator of their 1st and/or 2nd mortgage, without spending more or adding any more money to their existing budget. The patented Debt2Wealth solution won an Ernst & Young award in it’s 2nd year, the app shows the user the exact date they will be debt free and its debt reduction results are guaranteed.